a “communal mutual” less expensive for the inhabitants
Faced with the refusal of some residents to acquire additional health, for lack of means, the city of Toulouse will offer a “municipal mutual” to its inhabitants.
During the next municipal council (organized in December), the city must deliberate on the launch of a “communal mutual”. Jean-Luc Moudenc, media delegate Actu.fr that implementation is scheduled for 2022.
The principle ? The City negotiates “group” rates (as in companies for employees) with mutuals which offer advantageous formulas to residents. In Haute-Garonne, 11 municipalities have already implemented this system, including Plaisance-du-Touch, Cugnaux, Fonbeauzard, Gagnac, Pibrac, Cépet, Ondes, L’Union and Gratentour.
The oldest are the most affected
Jean-Luc Moudenc added that “many Toulouse residents did not have mutual insurance coverage because they did not have the means”. “Seniors are particularly concerned by the foregoing treatment”, explains the City of Toulouse. Because the cost of complementary health care represents an important part of their budget.
“In addition, their quality of retirees deprived of the employer’s participation and collective company tariffs had not been able to benefit until then,” continues the Town Hall. Added to this a greater need for care related to their age, the elderly find it difficult to afford health coverage on their own.
Retirees, but also students, job seekers….
This new formula of “communal mutual” did not concern only retirees, but also students, independent professionals or self-employed persons and job seekers. The only condition to respect is to reside in Toulouse. There are no age or resource limits. No health questionnaire will be requested.
When the device is launched, a public meeting will be organized by the Toulouse town hall and its partners to present the various offers. For information, the municipality wishes to recall that it does not participate financially in the device. It will only be an “intermediary actor” between mutuals and beneficiaries.