Polish leader in electronic payments. Research results from 14 countries
Respondents, as the default, replace the payment method Number of the graphic card that significantly exceeded the cash payment. Card and cash are topped up payment methods are exchanged by methods from all countries. It placed a cash payment with the first payment card (78% top-of-of-the-capital) ahead of time, ahead of 61% of indications upwards.
In some voting positions there was also cash, e.g. in Poland (only 41% of responses), Slovakia (51%), Germany (51%), Portugal (51%), Great Britain (54%), Ireland (56%) and The Czech Republic (57%). Even in countries where copyright can still be established. 89% of the exchange of all other voice exchanges used in the use of payment with traditional cards. Payments are made in the Czech Republic (93%), Portugal (93%), Ireland (92%) and Poland (92%).
Digital wallets are becoming more and more popular
68% choose digital wallets for online payments. One of the most common from the niche: Germany (Portugal (78%) and Hispanic (77%).
Online shopping is profitable by card
In many countries – the most common card for the last online purchase of residents: Spain (59%), Great Britain (55%), Mexico (52%), Ireland (49%) and Portugal (42%). Although it is not the only preferred method. Wallets are also popular for online payments – the most important among Germans (54%), but often digital from the niche, also Spaniards (31%), Portuguese (29%) and Irish (25%).
In Poland, cards (16%) and wallets (6%) are chosen due to the fact that digital applications are used (3%) or fast transfers (16%).
Some countries have a traditional approach to online shopping and pay with cash on delivery (including Bulgarians – 25% and Slovenes – 16%) or by bank transfer (e.g. Mexicans – 25%, Portuguese – 20% and Czechs – 14%).
Offline purchases (indications and service points) funds are paid in the world with a plastic card or at contact points 47% vs 43% for cash). Cash payment takes place in the UK in Poland (29%), (31%) and Ireland (34%)
When using services or service points, services are often chosen (57%) – whether the last payment to the service (37%) or saved on a machine, watch or other function number (10%).
In some federal states (still the popularity of cash, especially Mexico 59%), Germany (54%), Bulgaria (53%) and Hungary (51%). Other standout nations are the next fewer cash concepts, notably Poles (29%), British (31%) and Irish (34%).
Contactless payments, smartphones or other phones are popular in the UK (23%).
More than half of them prefer electronic payment methods
55% prefer electronic payments (by card, telephone or other methods) as compared to 37% for cash when shopping offline (8% “know”).
Repair of equipment and hardware service on electronic payments prefers these methods. The strongest electronic payment option was granted in: Great Britain (71% for electronic payments, 22% for cash), Ireland (63% for electronic payments, 31% for cash), Poland (62% for electronic payments, 26% for cash) , Slovakia (62% for electronic payments, 31% for cash) and the Czech Republic (61% for electronic payments, 30% for cash).
The preference for cash was still maintained only in Mexico (44% for electronic payments, 50% for cash) and Bulgaria (38% for electronic payments, 54% for cash) and, in some scale payments, in the service (47% for payments electronic, 45% for cash).
Problems with card payments are rare
Problems with card payments are the least frequent in Poland – every day or almost every day only in 4%. Hungarian in Hungary, Croatia, Slovenia – also, in Great Britain 5%, in Ireland 6%.
Definitely in some countries it is always available for card payments. Payment problems with this medium are currently encountered in Mexico (91% have encountered them), but also in Romania (87%) and Bulgaria (80%).
The most common person is the problem of difficulties with all card payments. Second – is a terminal failure occurring in Romania, Hungary, Croatia and Portugal. In Portugal, Portugal and Great Britain, it happens that card sellers do not comply with the rules of payment organizations.