Toulouse. Renovation, bike or car purchase… How do you find your way around the various aids?
By Lucie Fraisse
Published on
Spend less, save energy, face the price increase... These words, almost everyone, has them in their mouths in this back to school 2022 while inflation gallops.
In this fight, at the crossroads of ecology and purchasing power, communities can help. A Toulouse, you can thus benefit from several aids to replace your polluting vehicle, better insulate your house or even buy an electric bicycle. Overview of the aid for individuals from which the inhabitants of the metropolis can benefit.
#1. Help to buy a bike
- Help from the metropolis
Toulouse metropolis to propose a bicycle bonus for individuals who live in its territory and whose reference tax income is less than 35,052 euros equal part.
Aid that can be used to buy a bike, cargo bike, scooter or trailer, new or used, electric or not.
Aid is means-tested and can go up to 600 euros for the purchase of a cargo bike with electric assistance.
Good news, state aid for buying a bike has just been reinforced, for all bike purchases taking place between August 15 and December 31, 2022. Please note, all state aid is capped at 40% of the purchase cost of the bike.
For those whose reference tax income is less than 6,300 euros, aid can go up to 150 euro for a bicycle, 400 euro for an electrically assisted bicycle, 2000 euros for a cargo bike or electric trailer.
For a reference tax income per unit of up to 13,489 euros, aid can go up to 300 euros for a VAE, 1000 euros for an electric trailer or a cargo bike.
If at the same time you get rid of an old or polluting vehicle, you can also benefit from the conversion bonus to buy your electric bike (cargo or not): up to 1,500 euros and even up to 3,000 euros if your reference tax income per party is less than 6,300 euros.
Bonus: as part of this conversion bonus, you can benefit from 1000 euros extra if you live or work within the limits of the ZFE.
The Occitania region also helps individuals to equip themselves with an electric bike, with assistance that can be combined with those of the Metropolis and the State. In the amount of 200 euros, it is reserved for those whose reference tax income per share corresponds to the first income tax bracket.
Please note that the Region also offers a second aid (not combinable with the first) for those who are lucky enough to have an employer who pays the Sustainable Mobility package. They can claim a bonus ranging from 50 to 80% of the price of the bike whether electric or not.
#2. For a car
Set up in March 2022, the Toulouse low-emission zone concerns a perimeter of 72 km² in which the most polluting vehicles can no longer move. For the moment, only Crit’ Air 4 and 5 certified utilities and trucks are concerned.
Corn on January 1, 2024, only vehicles certified Crit’air 1 and 2 could circulate in the Toulouse ZFE. To support those who will be forced to change vehicles, the metropolis has set up the premium Vehicle + clean.
This aid is intended for residents of the 37 municipalities of metropolitan France, whose tax income is less than 35,052 euros per unit, who wish to replace their criterion 4 or 5 vehicle (to be destroyed and held for at least one year) with a low-emission vehicle (purchased or leased), new or used, of the same category.
The aid is granted subject to means: it can go up to 5,000 euros for a new vehicle and can be combined with other public aid.
The Occitanie region also offers help with purchasing a used electric or hybrid vehicle. This eco-cheque can go up to 2000 euros and depends on the reference tax income (which must not exceed 50,000 euros). It can be combined with the aid granted by Toulouse Métropole.
As for cycles, the State offers, for the purchase of a new new or used vehicle, an ecological bonus and a conversion bonus (linked to the scrapping of an old petrol vehicle registered before 2006 or a diesel vehicle registered before 2011). The amounts of aid depend on the level of income.
Pour a new or used electric vehiclethe conversion bonus can go up to 5,000 euros and the ecological bonus up to 6,000. a plug-in hybrid, the bonus can go up to 5000 and the ecological bonus up to 1000 euros. To pay a Criterion 1 thermal vehicleno ecological bonus, but the conversion bonus can make it possible to obtain up to 1000 euros.
Note, for an electric two-wheeler, the conversion bonus makes it possible to obtain up to 1100 euros and the ecological bonus up to 900 euros.
Bonus: if you live or work in the ZFE and you have obtained local assistance, the conversion bonus can be increased, up to 1000 euros.
#3. To save energy
The help panel forenergy upgrading of housing is vast. Most often, aid is calculated on the ecological gain provided by the works. The process therefore begins most of the time with an energy audit of your home before the work. In this area, do not hesitate to contact an adviser with the France rénov’ label, for example at the energy center in Toulouse Métropole, who can guide you.
Read also, Ademe’s (very comprehensive) guide on financial aid.
- Aid for the renovation of the metropolis
Since 2020, Toulouse metropolis has set up a panel of financial aid for renovation work on the main residences of private owners, without any means test. All these aids can be combined with each other and allocated once the work is completed.
The renovation bonus can thus reach 1000 euros for renovations allowing to reach 40% of energy saving. The BBC renovation grant is given for renovations achieving the “Low-consumption building renovation” label: it can reach 5,000 euros.
In addition, the bonus for the use of biosourced materials can go up to 2500 euros maximum.
Personalized support
With Rénov occitanie, the Occitanie region offers personalized support to guide you through the maze of aid for energy renovation. It will cost you 90 euros and after an energy audit of your home, at least two work scenarios will be proposed to you: to reduce your energy consumption by 40% or to achieve the Building low consumption renovation label.
The adviser then accompanies in the selection of the quotes and in the drafting of the requests for assistance, as well as for the follow-up and the reception of the works (for a cost of 490 euros).
Among the aid offered by the Region for energy renovation work, there is the Renov’Occitanie loan. With a duration of 4 to 22 years, it can go up to 75,000 euros.
For low-income households, cash advance is a 0% loan for a period of 18 months which makes it possible to limit or even eliminate the need to advance the cost of the work (some aid is only provided once the work has been completed).
The Occitanie renovation energy grant is linked to the valuation of the Energy Savings Certificates (ESC) generated by your renovation work, it can be combined with all other financial aid.
My Renovation Bonus funds insulation, heating and ventilation work or an energy audit for a house or apartment. The amount of the aid depends on the household’s income and the ecological gain attributed by the work which must be carried out by a company with the RGE label (recognized as a guarantee for the environment). It can be combined with aid from local authorities.
The zero rate eco-loan allows you to finance certain types of work allowing the energy renovation of your home and can go up to 50,000 euros. It can be combined with my Renovation bonus.
Energy savings boost bonus is open to all households, owner or tenant, for insulation or heating work. The amount of the premium depends on household income.
For people on the lowest incomes, the energy check allows you to pay energy bills or renovation work. It can go up to 277 euros per year.
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