Toulouse. Fuel, food, insurance: he shares his tips for saving
By Philip Salvador
Published on
Prices at the pump have skyrocketed and INSEE forecasts more than 4% inflation this year, unheard of since the 1980s. troubleshoot their wallets, on the blog stingy malin. “These are often common-sense solutions, which can pay off.” Fuel, food products, insurance, investments: here are some of these tips.
Compressor his fuel bill
On Radin Malin, there are many tips for economical driving. Use engine braking and cruise control, avoid over-revving or accelerating suddenly. Properly inflated tires, the air conditioning off and the windows closed also help reduce fuel consumption. Just like not to fill up completely, to lighten the car and therefore its appetite for fuel.
“The most effective is to lever the foot. By driving at 110 km/h rather than 130 km/h, you lose 10 minutes on a 2-hour journey, but you save 5 euros at the pump.”
This one also runs on super ethanol, which cost him a few hundred euros for adjustments to his vehicle, but which allows him today to only pay 70 cents per liter of fuel.
Pay less for groceries
“There is no point in collecting discount coupons. They relate to products that are sold quite expensive by the stores: in the end, there is therefore no real saving”, confides Marc Mazière. According to him, nothing beats hard discount brands to eat without breaking the bank. Another tip: buy fresh foods close to their expiry date and freeze them. In the same spirit, the blogger practices batch cooking.
“I cook a big dish with food that is about to expire, then I make several bowls that I freeze and which will still be as good in six months!”
Renegotiate downward contracts
Telephone subscriptions, internet, gas, electricity, or insurance: “Everything is renegotiated”, asserts Marc Mazière. In particular real estate loans, of which the rates are still very attractive. The man does not hesitate to knock on the door of the competition either. “By laziness, we do not change operator, while some cut their price”. This is how, by subscribing to Auchan mobile or NRJ Mobile, you divide by two his phone bill. Same for banks.
“Online establishments, such as Boursorama, offer account openings at no cost.”
On the Radin Malin blog you will also find a comparison of insurance rates, “which can save several hundred euros a year. »
Get a refund for part of your online purchases
By subscribing to “cashback” sites, you can see the money reversed each time you make a purchase on the Internet. “A few small percent reimbursed which, once successful, can be of great service to you”. Better, on Radin Malin, Marc Mazière reveals a comment, thanks to the site eBuyClub he is immediately reimbursed 3% on gift cards or vouchers from the Carrefour supermarket chain. “You pocket the money on the voucher and on the purchase you make with it. It’s a double hit! »
Knowing which social aids on a right
” 70% of people who can receive the RSA don’t ask. Too many people abandon the procedures to obtain aid, because they are too complex or tedious,” laments Marc Mazière. On his blog, he lists “what about a right without knowing it” via the site mes-aides.gouv.fr. In a few minutes, you can know your eligibility for 35 different social aids.
“And then there are benefits granted, you don’t always think of. Such as help with leaving the Caf on vacation or one-euro TER tickets from the Occitanie Region.”
Invest your money without taking too much risk
And if now we made fruitful all those little savings? “People are afraid to invest their money in the stock market. Still, in the long run, it’s a worthwhile investment. And there are methods to avoid taking too many risks,” reveals Marc Mazière. He advises to acquire shares via ETFs, “baskets of securities listed on the stock exchange very diversified, which therefore do not undergo strong variations”. And keep them for 5 years on a Savings Plan in Action, so that they are exempt from taxes.
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