A very sophisticated fraud has already arrived in Slovakia, which is difficult to detect.
Bank clients find themselves under fire from telephone fraudsters. Worse, they are rather more sophisticated. Slovenská sporiteľňa is currently registering dozens of such attempts at abuse. To warn people, she wrote the script of the whole scam.
Fraudulent phone calls
In the recent past, have you been annoyed by scam phone calls through a monotone voice in English? Be careful, because much more sophisticated attacks are coming.
The fraudsters switched to Czech and can disguise the phone number that appears on the called client’s display so that it appears to be the number of his bank. Despite the fact that the scammer does not call from him.
“The caller introduces himself as an employee of the bank and may even introduce himself under the name of a real employee, or even send a fake identification card,” reveals Ján Adamovský, head of security at Slovenská sporiteľna, how the fraud takes place.
He then informs him that someone has applied for a loan on his behalf and recommends that he take it to the bank’s branch to cancel the loan. “However, before the client can do this, a fake policeman calls and informs him that a crime has been committed in connection with credit fraud,” describes Ján Adamovský. The fake police even make an appointment with him. “That’s how fraudsters want to increase their ability,” chief security officer.
Beware of loans
The client’s frustration continues with another series of phone calls. The following is again from a “bank employee” who offers him a solution to the situation: “If you take out the only possible loan from the bank, you will use up your credit limit and therefore outrun the fraudster.”
If the client accesses this game, in the next round he will receive instructions on how to transfer funds to a safe account until the situation is resolved.
“In the scenarios known to us, they direct the client to a bank branch with a team to withdraw all the cash from the provided loan, for example under the pretext of buying a car. They provide him with QR codes with the bank’s logo and navigate him to crypto machines to buy bitcoins,” help Ján Adamovský. Of course, as with other scams, the client will lose money.
A fake banker
This type of fraud appeared some time ago in the Czech Republic, where it was called “Fake banker”. In recent days, they have recorded several cases with this scenario, even in the case of a bank in Slovakia. How it all works can be seen on YouTube: Fraudsters impersonating the Police.
“In our bank, we do our best to protect clients’ money. In addition to using the most modern security technologies, we regularly educate our employees and inform our guests so that they can prevent threats. However, it is important that people also be cautious and not be deceived,” concludes Adamovský.