Recognizes loyalty with Erste Bank video

Debrecen – Otherwise, Erste recognizes its small and medium-sized business partners who have been associated with the financial institution for more than twenty years. (x)

In parallel with the possible expiration of the supported schemes, traditional bank financing solutions should come to the fore, for which the previous loan schemes are more possible for financial institutions when considering the pricing and other conditions, if the banking relationship history of the supply has to be taken into account. Erste Bank has already paid special attention to its loyal customers, and its small and medium-sized business partners, who have been associated with the financial institution for more than twenty years, are now given special recognition.

Erste Bank’s SME business closed an outstanding year last year. Due to the rapid economic growth and the favorable, subsidized loan schemes offered to the sector, the bond and loan portfolio in the business grew by 10 huge last year.

The amount disbursed in the given year increased at a similar pace last year, ie small and medium-sized companies used 10 more funds (loans and bonds) in 2021 than in the previous year.

According to László Katona, Erste Bank’s head of small and medium-sized enterprises in South-East Hungary, the sector will continue to expand in the first half of this year.

In the first half of this year, a very favorable Széchenyi Go scheme with low fixed interest rates will be available for small and medium-sized enterprises – with less than 250 employees and less than EUR 50 million (approximately HUF 17.5 billion) in annual sales. access to finance. In the state-subsidized construction, up to HUF 1 billion can be raised for investment with a 10% deductible, 1 or – in the case of a green, sustainable or technology change goal – a fixed interest rate of 0.5%, with a term of up to 10 years. But the 2-3 year Széchényi Go schemes also prove to be a good offer with their fixed interest rate of 2.5%.

László Katona expects that the majority of the companies involved will increasingly realize as the summer approaches: this will be the last chance to get such a favorable source of financing for a long time. Thus

I expect some to bring forward the planned developments and the related borrowing.

Momentum can then be created by grants for the new budget cycle, pending the launch of applications, and the use of new grants will continue to be adequately self-sustaining.

In parallel with the expected increase in credit facilities, traditional financing solutions are increasingly supported in the foreground, and competition is intensifying. So far, financial institutions have been offering boxes to their customers, as the state-subsidized schemes are the same for everyone, and the best was to compete with each other in the quality of customer service.

“Erste is doing well in this competition, as its competitors have achieved the best results in the last four years in customer satisfaction surveys.”

– emphasized László Katona, adding that Erste’s long-term and good relationship with its partners is important, which is why they try to recognize those who have been extremely important to the financial institution for several years or decades.

In Hajdú-Bihar County, Erste Bank has more than 40 small and medium-sized corporate customers who have chosen the bank as their account manager for a year – which is why they have now received special recognition from the financial institution at a ceremony at the Nagyerdei Stadium.

In addition to the loyalty award, customers also receive a loyalty discount package, in which they can use the products and services of Erste Bank’s key partners with extra discounts on organizational development and other trainings, coaching, web audit / development, and Szekszárd wine and experience programs. László Katona, those who have a long-term relationship with a financial institution for a long time, are expected to enjoy other benefits for their loyalty in the near future, as the bank has more opportunities and opportunities to take into account the positive banking relationship when setting pricing and other conditions. this will be a measurable advantage for the loyal customer in HUF and as a percentage.