RTL Today – Retirement: Do you really have to work ten years in Luxembourg?
While employed there, many people mistakenly believe that a career in Luxembourg should last at least ten years. Here are our explanations of this tenacious myth.
“To receive a pension in Luxembourg, you have to work there for at least ten years.” If you’ve heard this warning before, know… that it it’s completely wrong !
Resulting from an awkwardness of communication, this imperative is in fact simply badly explained information. In reality, pension rights are released after one year of contribution in Luxembourg. There is also a second condition: to have worked at least ten years… in Europe (or in a country which has an agreement with the Grand Duchy such as Switzerland, Iceland, the United States, etc.). It is your community career which is taken into account.
Eventually, you will receive several pensions, one for each country in which you have worked. For example, three years in Luxembourg, five years in Germany and four years in Belgium make up 12 years of Community career. If you have not reached this threshold of ten years, you are entitled to reimbursement of your contributions.
In the case of an expatriate or a cross-border worker, or any other person who has practiced there, one year of employment in the Grand Duchy is sufficient to obtain pension rights there, once the legal age is reached.
“VSConcretely, Luxembourg can be envisaged in the short, medium or long term” confirmed to us two years ago Julien Dauer, director of the Frontaliers Grand Est association. A statement still relevant today.
Find more practical information in our new section “Border Area”.